Play it Safe – Conversation Practice

Klay: I know about this exciting investment opportunity. Are you interested?

Wendy: No. I don’t like to invest my money. I prefer to keep it in the bank or put it in a mutual fund that I trust.

Klay: Why? You need to take some risks if you want to make money.

Wendy: A lot of people tell me that, but I prefer to play it safe. It gives me less stress, and it lets me budget and plan for the future. If I invest, then I can’t be sure how much money I will have in the future.

Klay: I see your point, but if you make smart investments then you can have even more money in the future.

Wendy: I know. I have thought a lot about it, but I think that I am just the type of person who prefers to play it safe when it comes to money. It’s just better for me.

Klay: I completely understand. If you ever change your mind, let me know.

Wendy: You’ll be the first person I talk to if I change my mind.

1. to play it safe: to not take a risk; to do something in a cautious and careful way

  • I don’t think we should do it that way. It is too risky. We should play it safe.

  • Now is not the time to take a risk. We should play it safe.

2. to take a risk: to do something that could possibly be dangerous or fail

  • If you want to make money, you must take risks.

  • She doesn’t invest in the stock market because she doesn’t like to take risks.

3. I see your point.: I understand what you are saying.; What you said makes sense.

  • A) That is why we shouldn’t invest in this company.
B) I see your point.

  • A) The car is cheap, but it is not fuel efficient. So, you will spend more money on gas in the future.
B) I see your point.